Buying a home is a huge financial investment, which is why it’s important to do your homework before selecting a mortgage lender. All lenders are not the same, so a little due diligence before you commit to a mortgage can save you time, money, and frustration.
For example, interest rates, loan terms, and services can vary significantly by lender. These are all factors that could impact the cost of your mortgage.
Also, not every lender is focused on customer service, which can slow down your application and potentially cause you to miss out on a great home.
And, sometimes, there are simply compatibility issues that can turn the whole homebuying experience into a nightmare.
At First Federal Bank (FFB) Mortgage Lenders, we encourage you to shop around for a mortgage because it allows us to show you “The FFB Difference.”
What Makes First Federal Bank Mortgage Lenders Different?
The First Federal Bank lending team is committed to delivering an exceptional homebuying experience from your first call or email to closing day and beyond.
Here’s how we do things differently.
Experience
Our mortgage lenders have decades of experience helping homebuyers find the perfect mortgage for their needs. In fact, since 1990, we’ve helped more than 40,000 families buy homes.
Expertise
At First Federal Bank Mortgage Lenders, our experience is backed by our expertise. Our team specializes in helping first-time homebuyers, and we are proud to be nationally recognized as one of the top Veterans Affairs (VA) home loan lenders in the country.
Customer-Centric
We want your customer experience to be exceptional, so we look for ways to make mortgage applications customer-first, including answering all of your first-time homebuyer questions and communicating your way, whether it’s over phone, email, text, or video call.
Personal Service
At First Federal Bank, our goal is to build long-term relationships with our customers. We don’t pass you around to multiple contacts so you never know who you are working with. You get one-on-one service from a lender you trust.
Range of Mortgage Options
We understand that there’s no such thing as a one-size-fits-all mortgage. We offer a range of mortgages to fit every need, including conventional, FHA, VA, USDA, jumbo, and ARM loans, and several refinance options.
Lower Cost
First Federal Bank Mortgage Lenders is an online-only business, meaning we have less overhead than a brick-and-mortar lender. These cost savings allow us to give our customers a great deal on their mortgages.
Competitive Interest Rates
Even a fraction of a percent difference in interest rate can save you thousands of dollars over the life of your mortgage. First Federal Bank strives to offer the most competitive interest rates, and you will find us at the top of the list on most interest rate comparison sites.
Fast, Convenient Online Application
With our mobile-friendly online application, you can take the first steps to getting a mortgage from anywhere with an internet connection.
You can expect an almost immediate response if you submit your application during business hours. However, applications sent outside business hours or on weekends will receive a response the next business day.
Accelerated Time to Closing
Once you have started your mortgage application, it normally takes 30-60 days to close. At First Federal Bank, we can get you to closing in less than 14 days if you have met all of the applicable closing requirements.
Learn More About the FFB Difference
We do things differently at First Federal Bank Mortgage Lenders. From our customer-first philosophy and wide range of mortgage products to our team’s extensive experience and industry expertise, we deliver an exceptional customer experience whether you are applying for a mortgage for your starter home, your dream home, or any home in between.
To learn more, speak with a First Federal Bank team member today.
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