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First Federal Bank Mortgage Lenders Blog

We’re honored to provide knowledge, trends and industry updates to you.

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  • loans, pre-approval, mortgages

    How Do You Get Pre-Approved for A Mortgage?

    Housing inventory is up, and bidding wars are down. This means there are more houses to choose from, and buyers can purchase a home without having to fight for it or offer thousands over the asking pr

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  • loans, closing costs, mortgages

    What is an Escrow Account?

    As a first-time homebuyer, by the time you reach the closing table, you have been bombarded with dozens of different calculations, percentages, and unfamiliar terms. One of the new terms that can be e

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  • loans, closing costs, mortgages

    What's the Difference Between Paying Monthly and Upfront Private Mortgage Insurance (PMI)?

    There is a common misconception that homebuyers with conventional loans must put down 20 percent of the purchase price at closing. In reality, many buyers either don’t have that much cash in hand or c

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