As you consider your next steps as a home buyer or homeowner, you may be asking, “Have mortgage rates dropped?” With the Federal Reserve's recent decision to cut rates, creating new opportunities for
Many of the best things in life are free, but sometimes they aren’t, and most people don’t have enough cash to fund major purchases, such as a new house or vehicle, home renovations, a once-in-a-lifet
There is no shortage of decisions to be made when you begin your homebuying journey, but one of the first and most important is where to source your home loan.
Many potential homebuyers don’t know that you don’t have to settle for the first loan offer you get. You can—and should—explore different lenders. Shopping around for the best interest rate is the onl
As a first-time homebuyer, it’s easy to become laser-focused on figures such as purchase price, down payment, and mortgage rates. However, other expenses—including closing costs—must be included in yo
Purchasing a home stands as one of life's most significant milestones. After all, it’s not just a financial investment, but a major personal achievement. With that said, the decision of where to borro
According to The Future of Real Estate 20231 report, Gen Z homebuyers have very definitive ideas about the features they want when they buy their first homes:
Debt-to-income ratio (DTI) is one of the most significant factors mortgage lenders consider when reviewing your loan application.
Becoming a homeowner is an exciting prospect, but it can also be daunting when you’re new to the world of real estate purchases.
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Our team is here to help. BNC National Bank has helped families find the right loan to fit their needs for decades.
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