U.S. Department of Veterans Affairs (VA) loans are one of the most valuable benefits available to veterans, active duty military, and surviving spouses.
In late August, President Biden announced a three-part plan to help low- to middle-income borrowers reduce their student debt loads. As pandemic-related relief programs expire and regular student loan
When you apply for a mortgage, there are several factors that impact how much you can borrow. Your credit health and debt-to-income ratio are two of the big influencers at the individual level.
If you are looking for a new home, the current housing market’s high home prices and rising interest rates may have you seeking out alternatives to conventional, fixed-rate mortgages.
In many regions, home sales have slowed to a more normal rate. But even if you aren’t facing a potential bidding war, getting pre-approved for a mortgage before you start house hunting is a smart choi
Buying your first home can make you feel like you’re learning a new language. Loan-to-value ratio? Adjustable rate mortgage? Origination fees?
The U.S. Department of Veterans Affairs (VA) provides many valuable resources for former and current U.S. service members and their families. VA home loans are one of these resources, offering exclusi
Homebuyers have many mortgage options to choose from. For many borrowers, a conventional mortgage with a fixed interest rate for the life of the loan is the best option. However, there are some circum
Buying a home is a big commitment. Not only are you responsible for maintenance and upkeep, but you’re also potentially looking at 15-30 years of mortgage payments.
current_page_num+2: 3 -
Our team is here to help. BNC National Bank has helped families find the right loan to fit their needs for decades.
Subscribe to our blog and stay current with the industry's latest updates.