As you consider your next steps as a home buyer or homeowner, you may be asking, “Have mortgage rates dropped?” With the Federal Reserve's recent decision to cut rates, creating new opportunities for
Many of the best things in life are free, but sometimes they aren’t, and most people don’t have enough cash to fund major purchases, such as a new house or vehicle, home renovations, a once-in-a-lifet
Many potential homebuyers don’t know that you don’t have to settle for the first loan offer you get. You can—and should—explore different lenders. Shopping around for the best interest rate is the onl
As a first-time homebuyer, it’s easy to become laser-focused on figures such as purchase price, down payment, and mortgage rates. However, other expenses—including closing costs—must be included in yo
Purchasing a home stands as one of life's most significant milestones. After all, it’s not just a financial investment, but a major personal achievement. With that said, the decision of where to borro
U.S. Department of Veterans Affairs (VA) loans are one of the most valuable benefits available to veterans, active duty military, and surviving spouses.
In late August, President Biden announced a three-part plan to help low- to middle-income borrowers reduce their student debt loads. As pandemic-related relief programs expire and regular student loan
When you apply for a mortgage, there are several factors that impact how much you can borrow. Your credit health and debt-to-income ratio are two of the big influencers at the individual level.
If you are looking for a new home, the current housing market’s high home prices and rising interest rates may have you seeking out alternatives to conventional, fixed-rate mortgages.
current_page_num+2: 3 - disabled
Our team is here to help. BNC National Bank has helped families find the right loan to fit their needs for decades.
Learn more