In many regions, home sales have slowed to a more normal rate. But even if you aren’t facing a potential bidding war, getting pre-approved for a mortgage before you start house hunting is a smart choi
Buying your first home can make you feel like you’re learning a new language. Loan-to-value ratio? Adjustable rate mortgage? Origination fees?
The U.S. Department of Veterans Affairs (VA) provides many valuable resources for former and current U.S. service members and their families. VA home loans are one of these resources, offering exclusi
Homebuyers have many mortgage options to choose from. For many borrowers, a conventional mortgage with a fixed interest rate for the life of the loan is the best option. However, there are some circum
Buying a home is a big commitment. Not only are you responsible for maintenance and upkeep, but you’re also potentially looking at 15-30 years of mortgage payments.
When buying a new home, a 20 percent mortgage down payment has long been touted as the ideal. However, many lenders no longer expect homebuyers to come up with such a large lump sum and are making mor
Whether you’re a first-time or a seasoned homebuyer, doing your due diligence when selecting a mortgage can save you thousands of dollars over the life of your loan.
In late August, President Joe Biden announced targeted student loan relief for some low- to middle-income borrowers. With more than 45 million borrowers owing a cumulative $1.6 trillion in federal stu
Housing inventory is up, and bidding wars are down. This means there are more houses to choose from, and buyers can purchase a home without having to fight for it or offer thousands over the asking pr
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