Many potential homebuyers don’t know that you don’t have to settle for the first loan offer you get. You can—and should—explore different lenders. Shopping around for the best interest rate is the onl
As a first-time homebuyer, it’s easy to become laser-focused on figures such as purchase price, down payment, and mortgage rates. However, other expenses—including closing costs—must be included in yo
VA home loans make home ownership accessible and affordable for millions of qualified veterans, active duty service members, and military families.
If you are looking for a new home, the current housing market’s high home prices and rising interest rates may have you seeking out alternatives to conventional, fixed-rate mortgages.
In many regions, home sales have slowed to a more normal rate. But even if you aren’t facing a potential bidding war, getting pre-approved for a mortgage before you start house hunting is a smart choi
Buying your first home can make you feel like you’re learning a new language. Loan-to-value ratio? Adjustable rate mortgage? Origination fees?
Homebuyers have many mortgage options to choose from. For many borrowers, a conventional mortgage with a fixed interest rate for the life of the loan is the best option. However, there are some circum
Buying a home is a big commitment. Not only are you responsible for maintenance and upkeep, but you’re also potentially looking at 15-30 years of mortgage payments.
When buying a new home, a 20 percent mortgage down payment has long been touted as the ideal. However, many lenders no longer expect homebuyers to come up with such a large lump sum and are making mor
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